Deals fall through. The costs don’t disappear.
Buying or selling a home isn’t just about the right price — it’s about making it to the closing table. And today, a growing number of transactions never get there. Realty Guardian Safeguard Plans help reduce exposure to predictable pressure points that can trigger delays, cancellations, and unintended costs.
Fall-throughs are no longer “rare.”
Deal failure is no longer a one-off. Redfin’s reporting shows a meaningful share of contracts fall out before closing— often after key deadlines and expenses have already been triggered.
Many cancellations occur after inspections, repairs, or financing steps have started.
Out-of-pocket expenses can be real even when a contract doesn’t close.
Preparedness and safeguards help reduce exposure at predictable stress points.
Why do deals fall apart? It’s usually predictable.
Redfin’s agent survey shows most cancellations happen at well-known stress points—especially inspections, repairs, and financing. These moments can create delays, renegotiations, and unexpected expenses.
When a deal fails, the unintended costs can hit both sides
A canceled contract doesn’t simply “reset.” Buyers and sellers often absorb real expenses and disruptions—some immediate, some delayed. Below are common examples many households face when a transaction doesn’t close.
- Inspection costs (home + specialty inspections)
- Appraisal and lender fees (varies by lender and loan type)
- Rate-lock extensions or higher rates if timelines slip
- Time off work for showings, inspections, re-shopping
- Temporary housing/storage if move timing is disrupted
- Opportunity loss if the next home costs more
- Carrying costs (mortgage, taxes, insurance, utilities)
- Stale listing impact and potential price reductions
- Repair/cleanup spending incurred for a buyer who walks
- Moving disruption (trucks, deposits, storage, housing)
- Weakened leverage if market conditions shift
- Restart cost in time, stress, and coordination
Why Kevin Swift Protects You with Realty Guardian Safeguard Plans
Realty Guardian was built around a simple principle: real estate transactions deserve protection—not just optimism. RG helps reduce exposure to predictable failure points and supports a calmer, more prepared path to closing. That's why the Guardian Real Estate Team provides plans for their clients.
Clearer planning, cleaner documentation, and better expectations reduce surprises that commonly trigger cancellations.
Inspections, financing, and appraisal are where deals strain. RG-aligned practices emphasize timelines, clarity, and solutions.
Where available, safeguards and member benefits can help soften the impact of certain unexpected expenses. (See plan details for exact terms.)