Market reality: contracts can fall through

Deals fall through. The costs don’t disappear.

Buying or selling a home isn’t just about the right price — it’s about making it to the closing table. And today, a growing number of transactions never get there. Realty Guardian Safeguard Plans help reduce exposure to predictable pressure points that can trigger delays, cancellations, and unintended costs.

Realty Guardian is not a law firm, lender, title company, or insurer. Safeguards and benefits vary by plan, location, and transaction details. Nothing on this page is legal, tax, or financial advice.
Redfin Market Data (U.S.)

~1 in 7 canceled

Redfin reported that about 15% of pending U.S. home sales fell out of contract in August 2025. The chart below shows the August cancellation rate trend since 2017.

Why this matters
When a deal collapses, buyers and sellers may absorb real out-of-pocket costs—often at the exact moments where inspection, financing, or appraisal pressure peaks.

Fall-throughs are no longer “rare.”

Deal failure is no longer a one-off. Redfin’s reporting shows a meaningful share of contracts fall out before closing—often after key deadlines and expenses have already been triggered.

Timing

Many cancellations occur after inspections, repairs, or financing steps have started.

Costs

Out-of-pocket expenses can be real even when a contract doesn’t close.

Protection

Preparedness and safeguards help reduce exposure at predictable stress points.

Redfin chart showing roughly one in seven home purchases canceled
Caption: Redfin reports August cancellation rates have risen over time, reaching about 15% in 2025. Source: Redfin analysis of MLS data.
Use of third-party market data is for educational purposes. Realty Guardian does not guarantee a transaction will close.

Why do deals fall apart? It’s usually predictable.

Redfin’s agent survey shows most cancellations happen at well-known stress points—especially inspections, repairs, and financing. These moments can create delays, renegotiations, and unexpected expenses.

Redfin chart showing common reasons homebuyers back out
Caption: In Redfin’s survey, the most common cause of deal fall-through was inspection or repair issues, followed by financing and buyers needing to sell their current home. Source: Redfin agent survey (Sept 2025).

Why Kevin Swift Protects You with Realty Guardian Safeguard Plans

Realty Guardian was built around a simple principle: real estate transactions deserve protection—not just optimism. RG helps reduce exposure to predictable failure points and supports a calmer, more prepared path to closing. That's why the Guardian Real Estate Team provides plans for their clients.

1) Stronger upfront readiness

Clearer planning, cleaner documentation, and better expectations reduce surprises that commonly trigger cancellations.

2) Risk-aware guidance during contingencies

Inspections, financing, and appraisal are where deals strain. RG-aligned practices emphasize timelines, clarity, and solutions.

3) Protection-minded safeguards

Where available, safeguards and member benefits can help soften the impact of certain unexpected expenses. See plan details for exact terms.

The Guardian Team and Realty Guardian do not guarantee outcomes. Any safeguards or benefits are subject to eligibility, availability, and program terms.
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