Buy and Sell with Confidence —
Because We Protect You by Design.
The Guardian Real Estate Team is led by Kevin Swift, a trusted Topeka REALTOR® with 30+ years of experience, combining skilled negotiation and local market expertise as an award-winning agent in Kansas, providing Realty Guardian® transaction safeguards to help you avoid costly out-of-pocket surprises — No cost to you. No obligation. Explore the Guardian difference.
Real protection is more than a promise.
The sign is intentional. It tells buyers and sellers you can be represented by a team that’s organized, consistent, and focused on protecting your interests from day one to closing.
- Confidence for sellers: your home is marketed with a premium, established presence, by trained experts.
- Clarity for buyers: you can buy with confidence knowing you're represented at the highest level of professionalism.
- Brand consistency: the same high standard on every listing, every sale, every time.
Buyers & sellers • one protection mindset
Traditional real estate leaves clients exposed. We protect you before, during, and after your real estate move.
The Guardian Real Estate Team helps Topeka buyers and sellers reduce financial shock, protect against wire fraud, and other losses below — delivered through Guardian Agents and price-based Safeguard Plans (terms and limits apply).
Preparedness + safeguards
Better planning, clearer expectations, and proactive guidance—so you make smarter decisions under pressure and avoid preventable surprises.
Reduce the financial shock
If a transaction fails to close, a Safeguard Plan may help reimburse certain eligible, documented out-of-pocket expenses, subject to plan terms and limits.
Fraud + legal consultation support
Defined protections for wire fraud and post-closing legal consultation may apply under plan terms, limits, and documentation requirements.
Great agents negotiate. Guardian Agents also help you prepare for the risks people don’t see coming—so one surprise doesn’t derail your move.
Plan tiers are determined by the transaction price range (listing or purchase price)—not “picked” by the client. Benefits (if offered) follow the plan’s definitions, limits, and eligibility rules.
Local Strategy
Topeka & surrounding areas — pricing, neighborhoods, timing.
Strong Negotiation
Clear terms, fewer surprises, and confident decision support.
Pro Marketing
Professional presentation and a plan that drives action.
Protection Built In
Safeguards applied throughout the transaction, not after.
What Clients Say About Working With Kevin
Real buyers and sellers — plus a national mention from Dave Ramsey.
“On his national radio show, Dave Ramsey spoke about Kevin’s professionalism and character — followed by an invitation to his home in Nashville.”
“Kevin is on top of the heap! He knows the area; he knows how to price things and he knows when to do it and how to do it.”
“Thank you for all your help with another house purchase. We appreciate all of your work, expertise, and patient guidance through the home buying process.”
“What a pleasure to work with Kevin in the sale of our home! When we asked questions, he had the answers or searched and got back to us ASAP...looking out for our best interest!”
“Our experience with Kevin Swift as our REALTOR® was an excellent one! He was always available for our many questions, sometimes at odd hours. He helped us both buy and sell our homes.”
“Our family couldn't have asked for a better REALTOR®! Kevin’s attentiveness and dedication is outstanding. He always made himself available. I would highly recommend Kevin Swift!”
When Buying or Selling a Home
The Guardian Team Was Built to Reduce Risks — Not Just React to Them
Most people don’t need more information — they need clarity. Here’s how the Guardian Real Estate Team guides buyers and sellers from first conversation to closing, with fewer surprises and better decision-making along the way.
How We Help You Buy
Five steps. Clear communication. Strong advocacy.
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1
Initial Conversation
We learn your goals, timeline, budget comfort, and “must-haves.”
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2
Smart Search & Strategy
We narrow options, watch pricing, and flag common risks early.
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3
Offer & Negotiation
Clear terms, strong positioning, and disciplined negotiation.
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4
Inspections & Due Diligence
We address issues before they become last-minute surprises.
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5
Closing & Transition
We coordinate details so your finish is smoother and calmer.
How We Help You Sell
Smart prep, confident pricing, and clean execution.
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1
Pricing & Game Plan
We study the market and choose a strategy that protects your bottom line.
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2
Preparation & Presentation
We prep key items, optimize first impressions, and reduce preventable issues.
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3
Launch & Marketing
Professional exposure, strong messaging, and a plan for showing activity.
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4
Offers & Negotiation
We evaluate terms, strengthen your position, and negotiate with confidence.
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5
Inspections to Closing
We guide timelines, repairs, and paperwork so the transaction stays on track.
We Safeguard Your
Topeka Deals — Replacing Stress with Confidence.
In one minute, Watch how Realty Guardian® protects buyers and sellers from unexpected real estate expenses with exclusive Safeguard Plans—only through Guardian Agents. Save up to $11,150 in unexpected costs — no cost to you.
Now up to $11,150*
in real dollar transaction safeguards from the Guardian Team —
no cost to you.
Work with a Guardian Agent and receive a Safeguard Plan designed to reduce financial shock — including inspections, timeline disruptions, wire fraud, and post-closing legal consultation.
- ✓$0 added fees — provided by your Guardian Agent
- ✓Built around real transaction risk areas
- ✓Defined terms, documentation, and limits apply
- ✓*Based on transaction sales price
Redfin: A surprising number of home deals never close. Roughly 1 in 7 get canceled.
When transactions collapse, buyers and sellers can face delays, disruption, and unexpected out-of-pocket costs.
Protections in 12 defined risk areas
before, during, and after closing
When you work with a Guardian Agent, you receive
up to $11,150 in transaction protection
at no additional cost to you.
No add-ons. No hidden fees. No increase to your closing costs.
- Inspections or repairs derail the deal
- Appraisal or financing delays create added expense
- Wire fraud attempts during funds transfer
- Buyer delays stall timelines
- Carrying costs continue while deals shift
- Post-closing disputes or fraud still arise
- Great agents guide — but risk still exists
- Contracts don’t cover unexpected out-of-pocket losses
- Safeguard Plans address 12 defined risk areas
We Work with Limited Clients — Intentionally
We ensure every transaction receives full protection and attention. Realty Guardian® was created by real estate professionals who’ve seen what happens when a deal falls apart — and how expensive “surprises” can get. Guardian Agents add practical safeguards that help buyers and sellers stay protected when plans change.
- Built for real-life problems — delays, disputes, failed inspections, unexpected costs, and more.
- Protection that follows the transaction — safeguards vary by role (buyer/seller) and price range.
- A better experience — less stress, more clarity, and stronger accountability from start to finish.
Protection Built for the Real World
Buying or selling isn’t risky because people are careless—it’s risky because timelines shift, details get missed, fraud attempts happen, and post-closing questions can still require legal guidance. Guardian Agents deliver price-based Safeguard Plans designed to reduce financial shock and provide defined protections (terms and limits apply).
Seller Protection Safeguards
Protect listing momentum and reduce avoidable surprises—inspection and repair pressure, appraisal issues, timeline delays, fraud exposure around proceeds, and defined post-closing support for legal consultation needs (terms apply).
Explore Seller ProtectionBuyer Protection Safeguards
Make smart decisions under pressure—inspection and appraisal friction, financing and timeline disruptions, wire fraud exposure during funds transfer, and defined post-closing legal consultation protections when questions arise (terms apply).
Explore Buyer Protection
Questions Buyers & Sellers Ask
Before They Choose an Agent
Clear answers—without the pressure. If you’re buying or selling in Topeka and nearby counties, these cover the biggest “unknowns” that create stress (and how we help prevent them).
Do you charge any upfront consultation fees or for the safeguard plans?
No. You can ask questions, get guidance, and understand your options before making any commitments. If you choose to work with us, compensation is handled the standard way in real estate transactions, with no additional fees for the protection.
What makes the Guardian Real Estate Team different?
We’re built around fewer surprises: clear expectations, strong communication, and proactive risk awareness—from pricing and inspections to appraisal and closing.
What happens if inspection issues come up?
We’ll help you prioritize what matters, estimate costs, and negotiate with confidence. You’ll get clear options: request repairs, negotiate credits, adjust strategy, or walk away when it makes sense.
Do I have to sign a long-term contract?
No one should feel trapped. We explain any agreement in plain language, answer every question, and make sure you’re comfortable before you sign anything.
Do you help both buyers and sellers?
Yes. Whether you’re buying, selling, relocating, or doing both, we’ll map out the right timeline and game plan so you stay in control.
How do I get started?
Click “Send a Message” and tell us whether you’re buying, selling, or both, your ideal timeline, and anything you’re concerned about. We’ll reply quickly with next steps.
Send a quick message—buying or selling—and we’ll chat about your hopes and dreams.
